Small- and mid-sized companies using traditional major medical plans are at a competitive disadvantage: either they are paying more in loaded costs than competitors that use smarter healthcare options, or they are finding it more difficult to hire employees because their competitors offer better plans….With the new year and a new healthcare landscape, HR executives and benefits directors are now reconsidering their options… To balance the scales and create a competitive advantage, more companies are turning to healthcare plans based on a self-funding model…READ MORE